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Buying or selling a home is a big decision. My 20+ years of experience can help guide you through the process. When you work with me, you can count on personal, attentive, patient service, excellent knowledge of the area, great negotiation skills and expert selling strategies.
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11 WILLVER DRIVE St. Catharines , Ontario
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First Things First
Before you start house hunting, know your numbers. Be pre-qualified, do not assume. Many things can affect your ability to get a mortgage, the amount of rent or current mortgage is only one of those things. There is nothing worse than assuming you can afford more than you really can - then finding out you have been looking at the wrong things.
Do know what is a NEED vs what is a WANT. Do you have or will you have children requiring a good school district Is a garage a desire or a need? Where are you willing to compromise and where will there be no compromise?
When you're shopping around for a new home, it's easy to let your emotions take over. This quick list of dos and don'ts can help you keep a level head while you look, and ensure you don't end up with buyer's remorse down the road.
DON'T fall in love with the pretty! It is easy to fall in love with decor and paint colours, those things are easy to change. It is much harder to move location or make a home bigger. Think about how you will live in it, not how the current owners do.
DON'T forget to take stock of storage. There's nothing like moving into a new place and realizing there's nowhere to stow your stuff. Look at closets, basement storage, attic space and outdoor sheds. Where will you keep your vacuum cleaner? Your spare linens and towels? Sports equipment and off-season clothes?
DON'T sweat the small stuff. That harvest gold fridge and the stained basement carpet can both be replaced at a relatively low cost. The scary turquoise dining room can easily be repainted. Watch out for high-cost fixes instead, like outdated electrical or bathrooms that require a complete overhaul.
DON'T overestimate your DIY capabilities. Fixing that leaky faucet? Sure, almost anyone can do that. But renovating the kitchen? Ripping out drywall? Putting in new plumbing? Before you make an offer on a house that's not move-in ready, make sure you're not getting too enthusiastic about what you can actually accomplish. If you think you can do it yourself, then realize you need outside help, you'll be facing some serious costs you didn't factor into the purchase price.
DO a drive-by. Check out the exterior, the street and the neighbourhood. If you can, stop by during the day and in the evening to get a sense of what it's like at different times. See if there are any good shops and restaurants in the area, and if it's a place where you feel comfortable walking around. Check walkability scores of different neighbourhoods here .
DON'T be afraid to move on. So many buyers get stuck on the idea that another home as perfect as this one will never come along. That's simply not true. New listings come on the market every day, so never assume that there's nothing as good as - or better - out there. Be patient.
Finding a property you love is exciting, but it's a little like falling in love with a person. That initial glow can make you overlook faults that will drive you around the bend a few years down the road. Keeping emotions in check and the long-term future in mind can help you make a smart buying decision – and finding the home that's perfect for you.
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